Spitzie's Harley-Davidson® of Albany
1970 Central Avenue, Albany, NY 12205

(518)456-7433
Cruise to $100 in H-D™ Gift Cards

Cruise to $100 in H-D™ Gift Cards

Just spend $500 on your H-D Visa® in the first 60 days of account opening.

apply now


Plus, get a 0% intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.49% - 24.49%.

There are two different Harley-Davidson® cards: the Harley-Davidson® Visa Signature® card and the Harley-Davidson® High Performance card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card. These cards have different benefits as follows: The Signature card earns 3 points at H-D® dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.

Earning points has Never Been So Rewarding!

When you use the H-D™ Visa Signature® card for everyday purchases, you can earn points. For every 2,500 points you earn, you can redeem them for a $25 H-D™ Gift Card to spend at Harley® dealerships and h-d.com/store.

dealership icon

3

points
At H-D® Dealerships2,3 and h-d.com/store

gas icon

2

points
At Restaurants, Gas Stations, and Lodging

shopping bag icon

1

point
Everywhere
Else

Turn points into harley® gear!

Earn 2,500 points and trade 'em in for a $25 H-D Gift Card.2 This is how everyday purchases can get you MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.

you could win a new harley®

Every purchase you make with your card earns you one entry into the H-D® Visa® Free Ride Sweepstakes. H.O.G.® members get 2 entries per purchase.4 Not a member? Join today. Non-purchase, mail-in entry also available. See Official Rules.

benefits as powerful as your ride

Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.

VISA SIGNATURE CARD

Apply for the flagship card to get all the perks you seek.


Annual Fee
$0
POINTS FOR EVERY NET $1 SPENT
at H-D® Dealerships and h-d.com/store3
3
at Gas Stations & Restaurants 3
2
at Bars & Lodging Merchants3
2
Everywhere else
1
FREE RIDE SWEEPSTAKES4
yes
for each transaction:
 
H.O.G. Members
2 Entries / Transaction
Non-H.O.G. Members
1 Entry / Transaction
SIGNATURE BENEFITS
yes
TRAVEL BENEFITS
Auto Rental Collision Damage Waiver5
yes
Emergency Cash & Card Replacement
yes
Travel & Emergency Services5
yes
Travel Accident Insurance5
up to $250k
Lost Luggage Reimbursement5
up to $5k
Hotel Theft Protection5
up to $1k
CARD PROTECTION BENEFITS
Zero Fraud Liability6
yes
Lost & Stolen Card Reporting
yes
Warranty Manager Service5
yes

You will first be considered for the Harley-Davidson® Visa Signature® card. If you do not qualify, you will be considered for the Harley-Davidson® High Performance Visa® card. These cards have different benefits. Please see comparison chart above.

apply now

HIGH PERFORMANCE CARD

Depending on your credit history, you may be approved for a different level of rewards and benefits.


Annual Fee
$0
POINTS FOR EVERY NET $1 SPENT
at H-D® Dealerships and h-d.com/store3
1
at Gas Stations & Restaurants 3
1
at Bars & Lodging Merchants3
1
Everywhere else
1
FREE RIDE SWEEPSTAKES4
yes
for each transaction:
 
H.O.G. Members
2 Entries / Transaction
Non-H.O.G. Members
1 Entry / Transaction
SIGNATURE BENEFITS
no
TRAVEL BENEFITS
Auto Rental Collision Damage Waiver5
yes
Emergency Cash & Card Replacement
yes
Travel & Emergency Services5
yes
Travel Accident Insurance5
no
Lost Luggage Reimbursement5
up to $5k
Hotel Theft Protection5
up to $1k
CARD PROTECTION BENEFITS
Zero Fraud Liability6
yes
Lost & Stolen Card Reporting
yes
Warranty Manager Service5
yes

*The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 11/01/19, the undiscounted variable APR for Purchases and Balance Transfers is 15.49% – 24.49% based on your creditworthiness. The variable APR for Cash Advances is 25.49%. Cash Advance fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
©  2019 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2019 U.S. Bank National Association.
U.S. Bank - EP-MN-L20D - 200 South Sixth Street - Minneapolis, MN 55402Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.

Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 60-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D™ gift card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits.
Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31 of the expiration year. Harley-Davidson Gift Cards issued from H-D Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2019. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 2000, Chicago, IL 60606.
Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.
U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.